closedownarrowlogo-verticalmenu-barsearch Skip to main content

Airdrie Savings Bank

The Airdrie Savings Bank is very different to other banks in that they don’t have to answer to shareholders. Instead a Board of Trustees, who give their time for free to help, governs them.

Compare mortgages

Reason for mortgage
£
£
years
How would you like to repay?
Edit mortgage details
Loading
Rate type Initial rate Fees Overall cost
APRC

Overall costs for comparison. This is a way of comparing most costs including interest and fees.

Monthly cost

Sorry, there were no mortgages matching your criteria.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

About Airdrie Savings Bank

The Airdrie Savings Bank was established in 1835. Up until 30 years ago, the bank was responsible for looking after its customers’ savings, but they have since expanded their package of services and today provide general banking services for private and businesses customers, including mortgages. They are the last of the savings banks still operating independently.

The Airdrie Savings Bank is very different to other banks in that they don’t have to answer to shareholders. Instead a Board of Trustees, who have no financial interest in the bank and who give their time for free to help, governs them. There are two main types of mortgage offered by the Airdrie Savings Bank: fixed rate and variable.

The bank offers two and three year fixed rate mortgage products. Once the fixed rate term of the mortgage ends, the loan will revert to the standard variable rate. Overpayments are permitted without charge, but if the entire balance is repaid in full before the end of the fixed term period, a penalty will be incurred. There is an arrangement fee for fixed rate Airdrie Savings Bank mortgages.

Airdrie Savings Bank also has a standard variable rate and a tracker mortgage.

Overpayments are permitted on without penalty, but if repayments are made within the tracker period, a penalty will apply. Arrangement fees are payable on standard variable rate and tracker mortgages.

Extra costs such as legal fees, arrangement fees and valuation fees can be added to an Airdrie Savings Bank mortgage if necessary.

Bridging loans are also available from the Airdrie Savings Bank for customers needing short term financing when purchasing a property.

uSwitch is authorised and regulated by the Financial Conduct Authority (FRN 312850) to provide this mortgage comparison service.

uSwitch services are provided at no cost to you, but we may receive a commission from the companies we refer you to.