2 Year Fixed
- Are resident of England, Scotland, Wales
- Are older than 25
- Have no bankruptcies
Additional criteria may apply
The mortgage product range at Kensington includes residential and buy to let mortgages
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
Kensington is a specialist mortgage lender. They are a relative newcomer to the mortgage market having only been in operation since 2005, but they offer a good range of products and can often help customers other lenders won’t consider. Kensington only provides mortgages via intermediaries. Their products are available through selected professional mortgage brokers and although they don’t recommend particular advisors, customers wishing to apply for a Kensington mortgage can search for a mortgage advisor via their website. For the residential customer, Kensington offers first”>https://www.uswitch.com/mortgages/guides/first-time-buyers/”>first time buyer, self employed, complex income, personal, contractor and Forces Help to Buy mortgages. Kensington mortgages for first time buyers are suitable for customers with limited or no credit histories. Kensington will also consider customers with a less than perfect credit”>https://www.uswitch.com/mortgages/guides/bad-credit-mortgages/”>credit history. Complex income Kensington mortgages are suitable for customers whose income is supplemented by regular overtime, bonuses, or earnings from a second job. Contractor mortgages are suitable for contractors who rely invoicing rather than payslips for proof of income. Kensington calculates income over a week period. Help”>https://www.uswitch.com/mortgages/guides/help-to-buy/”>Help to Buy Kensington mortgages are for UK Armed Forces personnel who want to get on the property ladder. Kensington provides a range of buy”>https://www.uswitch.com/mortgages/guides/buy-to-let-mortgages/”>buy to let mortgages for first time and experienced landlords.Experienced landlords can take advantage of no minimum income requirements. There is no maximum portfolio limit on Kensington mortgages, so landlords are free to take on as many properties as they wish. Kensington also offers let to buy mortgages for customers wishing to let out an existing property whilst buying a new one.
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