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Kensington Mortgages

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Reason for mortgage
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years
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Rate type Initial rate Fees Overall cost
APRC

Overall costs for comparison. This is a way of comparing most costs including interest and fees.

Monthly cost
Rate type
Fixed until 26/09/2018
Initial rate
3.19%then 5.3% (variable)
Fees
£3,258fees
Overall cost
5.0%APRC
Monthly cost
£774.64 for 24 months then £949.98 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Wales
  • Aged 25 or older
  • 80 or younger at mortgage end
  • No bankruptcies
  • No repossessions
  • Up to 70% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 26/09/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £284,045 includes: Loan amount (£160,000); Interest (£120,787); Application fee (£2,400); Valuation fee (£500); Legal fee (£150); Funds transfer fee (£18); Mortgage discharge fee (£145); Deeds release fee (£45); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed until 26/09/2018
Initial rate
3.49%then 5.3% (variable)
Fees
£3,258fees
Overall cost
5.1%APRC
Monthly cost
£800.14 for 24 months then £952.09 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Wales
  • Aged 25 or older
  • 80 or younger at mortgage end
  • No bankruptcies
  • No repossessions
  • Up to 75% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 26/09/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £285,237 includes: Loan amount (£160,000); Interest (£121,979); Application fee (£2,400); Valuation fee (£500); Legal fee (£150); Funds transfer fee (£18); Mortgage discharge fee (£145); Deeds release fee (£45); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed until 26/09/2019
Initial rate
3.54%then 5.1% (variable)
Fees
£1,857fees
Overall cost
4.8%APRC
Monthly cost
£804.43 for 36 months then £929.97 (variable)
for 264 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Wales
  • Aged 21 or older
  • 75 or younger at mortgage end
  • No bankruptcies
  • No repossessions
  • Up to 75% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 26/09/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £276,327 includes: Loan amount (£160,000); Interest (£114,470); Application fee (£999); Valuation fee (£500); Legal fee (£150); Funds transfer fee (£18); Mortgage discharge fee (£145); Deeds release fee (£45); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed until 26/09/2018
Initial rate
3.54%then 5.1% (variable)
Fees
£1,857fees
Overall cost
4.9%APRC
Monthly cost
£804.43 for 24 months then £934.94 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Wales
  • Aged 21 or older
  • 75 or younger at mortgage end
  • No bankruptcies
  • No repossessions
  • Up to 75% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 26/09/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £279,207 includes: Loan amount (£160,000); Interest (£117,350); Application fee (£999); Valuation fee (£500); Legal fee (£150); Funds transfer fee (£18); Mortgage discharge fee (£145); Deeds release fee (£45); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed until 26/09/2021
Initial rate
3.54%then 5.1% (variable)
Fees
£1,857fees
Overall cost
4.6%APRC
Monthly cost
£804.43 for 60 months then £919.81 (variable)
for 240 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Wales
  • Aged 21 or older
  • 75 or younger at mortgage end
  • No bankruptcies
  • No repossessions
  • Up to 75% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 26/09/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £270,877 includes: Loan amount (£160,000); Interest (£109,020); Application fee (£999); Valuation fee (£500); Legal fee (£150); Funds transfer fee (£18); Mortgage discharge fee (£145); Deeds release fee (£45); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed until 26/09/2019
Initial rate
3.59%then 5.3% (variable)
Fees
£3,258fees
Overall cost
5.0%APRC
Monthly cost
£808.74 for 36 months then £947.28 (variable)
for 264 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Wales
  • Aged 25 or older
  • 80 or younger at mortgage end
  • No bankruptcies
  • No repossessions
  • Up to 70% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 26/09/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £282,456 includes: Loan amount (£160,000); Interest (£119,198); Application fee (£2,400); Valuation fee (£500); Legal fee (£150); Funds transfer fee (£18); Mortgage discharge fee (£145); Deeds release fee (£45); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed until 26/09/2018
Initial rate
3.69%then 5.3% (variable)
Fees
£1,857fees
Overall cost
5.1%APRC
Monthly cost
£817.39 for 24 months then £953.45 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Wales
  • Aged 25 or older
  • 80 or younger at mortgage end
  • No bankruptcies
  • No repossessions
  • Up to 70% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 26/09/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £284,628 includes: Loan amount (£160,000); Interest (£122,771); Application fee (£999); Valuation fee (£500); Legal fee (£150); Funds transfer fee (£18); Mortgage discharge fee (£145); Deeds release fee (£45); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed until 26/09/2018
Initial rate
3.69%then 5.3% (variable)
Fees
£3,258fees
Overall cost
5.1%APRC
Monthly cost
£817.39 for 24 months then £953.45 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Wales
  • Aged 25 or older
  • 80 or younger at mortgage end
  • No bankruptcies
  • No repossessions
  • Up to 80% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 26/09/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £286,029 includes: Loan amount (£160,000); Interest (£122,771); Application fee (£2,400); Valuation fee (£500); Legal fee (£150); Funds transfer fee (£18); Mortgage discharge fee (£145); Deeds release fee (£45); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed until 26/09/2021
Initial rate
3.79%then 5.1% (variable)
Fees
£1,857fees
Overall cost
4.7%APRC
Monthly cost
£826.10 for 60 months then £924.01 (variable)
for 240 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Wales
  • Aged 21 or older
  • 75 or younger at mortgage end
  • No bankruptcies
  • No repossessions
  • Up to 80% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 26/09/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £273,186 includes: Loan amount (£160,000); Interest (£111,329); Application fee (£999); Valuation fee (£500); Legal fee (£150); Funds transfer fee (£18); Mortgage discharge fee (£145); Deeds release fee (£45); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed until 26/09/2018
Initial rate
3.79%then 5.1% (variable)
Fees
£1,857fees
Overall cost
5.0%APRC
Monthly cost
£826.10 for 24 months then £936.61 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Wales
  • Aged 21 or older
  • 75 or younger at mortgage end
  • No bankruptcies
  • No repossessions
  • Up to 80% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 26/09/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £280,187 includes: Loan amount (£160,000); Interest (£118,330); Application fee (£999); Valuation fee (£500); Legal fee (£150); Funds transfer fee (£18); Mortgage discharge fee (£145); Deeds release fee (£45); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed until 26/09/2019
Initial rate
3.79%then 5.1% (variable)
Fees
£1,857fees
Overall cost
4.9%APRC
Monthly cost
£826.10 for 36 months then £932.47 (variable)
for 264 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Wales
  • Aged 21 or older
  • 75 or younger at mortgage end
  • No bankruptcies
  • No repossessions
  • Up to 80% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 26/09/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £277,769 includes: Loan amount (£160,000); Interest (£115,912); Application fee (£999); Valuation fee (£500); Legal fee (£150); Funds transfer fee (£18); Mortgage discharge fee (£145); Deeds release fee (£45); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed until 26/09/2019
Initial rate
3.84%then 5.3% (variable)
Fees
£1,857fees
Overall cost
5.0%APRC
Monthly cost
£830.47 for 36 months then £949.83 (variable)
for 264 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Wales
  • Aged 25 or older
  • 80 or younger at mortgage end
  • No bankruptcies
  • No repossessions
  • Up to 70% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 26/09/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £282,508 includes: Loan amount (£160,000); Interest (£120,651); Application fee (£999); Valuation fee (£500); Legal fee (£150); Funds transfer fee (£18); Mortgage discharge fee (£145); Deeds release fee (£45); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed until 26/09/2019
Initial rate
3.89%then 5.3% (variable)
Fees
£3,258fees
Overall cost
5.1%APRC
Monthly cost
£834.85 for 36 months then £950.33 (variable)
for 264 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Wales
  • Aged 25 or older
  • 80 or younger at mortgage end
  • No bankruptcies
  • No repossessions
  • Up to 75% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 26/09/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £284,199 includes: Loan amount (£160,000); Interest (£120,941); Application fee (£2,400); Valuation fee (£500); Legal fee (£150); Funds transfer fee (£18); Mortgage discharge fee (£145); Deeds release fee (£45); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed until 26/09/2018
Initial rate
3.99%then 5.3% (variable)
Fees
£1,857fees
Overall cost
5.2%APRC
Monthly cost
£843.66 for 24 months then £955.46 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Wales
  • Aged 25 or older
  • 80 or younger at mortgage end
  • No bankruptcies
  • No repossessions
  • Up to 75% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 26/09/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £285,811 includes: Loan amount (£160,000); Interest (£123,954); Application fee (£999); Valuation fee (£500); Legal fee (£150); Funds transfer fee (£18); Mortgage discharge fee (£145); Deeds release fee (£45); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed until 26/09/2019
Initial rate
4.09%then 5.3% (variable)
Fees
£3,258fees
Overall cost
5.1%APRC
Monthly cost
£852.51 for 36 months then £952.31 (variable)
for 264 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Wales
  • Aged 25 or older
  • 80 or younger at mortgage end
  • No bankruptcies
  • No repossessions
  • Up to 80% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 26/09/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £285,358 includes: Loan amount (£160,000); Interest (£122,100); Application fee (£2,400); Valuation fee (£500); Legal fee (£150); Funds transfer fee (£18); Mortgage discharge fee (£145); Deeds release fee (£45); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed until 26/09/2018
Initial rate
4.14%then 5.1% (variable)
Fees
£858fees
Overall cost
5.1%APRC
Monthly cost
£856.96 for 24 months then £938.87 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Wales
  • Aged 21 or older
  • 75 or younger at mortgage end
  • No bankruptcies
  • No repossessions
  • Up to 75% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 26/09/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £280,554 includes: Loan amount (£160,000); Interest (£119,696); Valuation fee (£500); Legal fee (£150); Funds transfer fee (£18); Mortgage discharge fee (£145); Deeds release fee (£45); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed until 26/09/2019
Initial rate
4.14%then 5.1% (variable)
Fees
£858fees
Overall cost
5.0%APRC
Monthly cost
£856.96 for 36 months then £935.89 (variable)
for 264 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Wales
  • Aged 21 or older
  • 75 or younger at mortgage end
  • No bankruptcies
  • No repossessions
  • Up to 75% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 26/09/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £278,783 includes: Loan amount (£160,000); Interest (£117,925); Valuation fee (£500); Legal fee (£150); Funds transfer fee (£18); Mortgage discharge fee (£145); Deeds release fee (£45); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed until 26/09/2019
Initial rate
4.14%then 5.3% (variable)
Fees
£1,857fees
Overall cost
5.1%APRC
Monthly cost
£856.96 for 36 months then £952.80 (variable)
for 264 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Wales
  • Aged 25 or older
  • 80 or younger at mortgage end
  • No bankruptcies
  • No repossessions
  • Up to 75% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 26/09/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £284,246 includes: Loan amount (£160,000); Interest (£122,389); Application fee (£999); Valuation fee (£500); Legal fee (£150); Funds transfer fee (£18); Mortgage discharge fee (£145); Deeds release fee (£45); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed until 26/09/2018
Initial rate
4.19%then 5.3% (variable)
Fees
£1,857fees
Overall cost
5.2%APRC
Monthly cost
£861.41 for 24 months then £956.76 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Wales
  • Aged 25 or older
  • 80 or younger at mortgage end
  • No bankruptcies
  • No repossessions
  • Up to 80% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 26/09/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £286,597 includes: Loan amount (£160,000); Interest (£124,740); Application fee (£999); Valuation fee (£500); Legal fee (£150); Funds transfer fee (£18); Mortgage discharge fee (£145); Deeds release fee (£45); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed until 26/09/2018
Initial rate
4.29%then 5.3% (variable)
Fees
£2,157fees
Overall cost
5.3%APRC
Monthly cost
£870.37 for 24 months then £957.40 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Wales
  • Aged 21 or older
  • 75 or younger at mortgage end
  • No bankruptcies
  • No repossessions
  • Up to 85% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 26/09/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £287,289 includes: Loan amount (£160,000); Interest (£125,132); Application fee (£1,299); Valuation fee (£500); Legal fee (£150); Funds transfer fee (£18); Mortgage discharge fee (£145); Deeds release fee (£45); Fees are assumed to be paid up front and not included in the amount borrowed.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

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