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NatWest

NatWest is the largest retail and commercial bank in the UK and as a result it has a wide variety of products and services to offer customers.

Compare mortgages

Reason for mortgage
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years
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Rate type Initial rate Fees Overall cost
APRC

Overall costs for comparison. This is a way of comparing most costs including interest and fees.

Monthly cost
Rate type
Variable until 30/11/2018
Initial rate
1.33%then 3.75% (variable)
Fees
£1,377fees
Overall cost
3.4%APRC
Monthly cost
£627.20 for 24 months then £806.87 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Scotland, Wales
  • Aged 18 or older
  • 70 or younger at mortgage end
  • No County Court Judgements (CCJs)
  • No arrears
  • No defaults
  • No bankruptcies
  • No repossessions
  • Up to 60% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 30/11/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £239,125 includes: Loan amount (£160,000); Interest (£77,748); Application fee (£995); Valuation fee (£352); Funds transfer fee (£30); Mortgage discharge fee (£0); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed until 30/11/2018
Initial rate
1.34%then 3.75% (variable)
Fees
£1,377fees
Overall cost
3.4%APRC
Monthly cost
£627.94 for 24 months then £806.94 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Scotland, Wales
  • Aged 18 or older
  • 70 or younger at mortgage end
  • No County Court Judgements (CCJs)
  • No arrears
  • No defaults
  • No bankruptcies
  • No repossessions
  • Up to 60% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 30/11/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £239,163 includes: Loan amount (£160,000); Interest (£77,786); Application fee (£995); Valuation fee (£352); Funds transfer fee (£30); Mortgage discharge fee (£0); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed until 30/11/2018
Initial rate
1.54%then 3.75% (variable)
Fees
£1,377fees
Overall cost
3.4%APRC
Monthly cost
£642.91 for 24 months then £808.37 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Scotland, Wales
  • Aged 18 or older
  • 70 or younger at mortgage end
  • No County Court Judgements (CCJs)
  • No arrears
  • No defaults
  • No bankruptcies
  • No repossessions
  • Up to 75% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 30/11/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £239,917 includes: Loan amount (£160,000); Interest (£78,540); Application fee (£995); Valuation fee (£352); Funds transfer fee (£30); Mortgage discharge fee (£0); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed until 30/11/2018
Initial rate
1.54%then 3.75% (variable)
Fees
£1,377fees
Overall cost
3.4%APRC
Monthly cost
£642.91 for 24 months then £808.37 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Scotland, Wales
  • Aged 18 or older
  • 70 or younger at mortgage end
  • No County Court Judgements (CCJs)
  • No arrears
  • No defaults
  • No bankruptcies
  • No repossessions
  • Up to 70% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 30/11/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £239,917 includes: Loan amount (£160,000); Interest (£78,540); Application fee (£995); Valuation fee (£352); Funds transfer fee (£30); Mortgage discharge fee (£0); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Variable until 30/11/2018
Initial rate
1.59%then 3.75% (variable)
Fees
£1,377fees
Overall cost
3.4%APRC
Monthly cost
£646.69 for 24 months then £808.72 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Scotland, Wales
  • Aged 18 or older
  • 70 or younger at mortgage end
  • No County Court Judgements (CCJs)
  • No arrears
  • No defaults
  • No bankruptcies
  • No repossessions
  • Up to 60% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 30/11/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £240,105 includes: Loan amount (£160,000); Interest (£78,728); Application fee (£995); Valuation fee (£352); Funds transfer fee (£30); Mortgage discharge fee (£0); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Discounted until 30/11/2018
Initial rate
1.59%then 3.75% (variable)
Fees
£1,377fees
Overall cost
3.4%APRC
Monthly cost
£646.69 for 24 months then £808.72 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Scotland, Wales
  • Aged 18 or older
  • 70 or younger at mortgage end
  • No County Court Judgements (CCJs)
  • No arrears
  • No defaults
  • No bankruptcies
  • No repossessions
  • Up to 60% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 30/11/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £240,105 includes: Loan amount (£160,000); Interest (£78,728); Application fee (£995); Valuation fee (£352); Funds transfer fee (£30); Mortgage discharge fee (£0); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Variable until 30/11/2018
Initial rate
1.59%then 3.75% (variable)
Fees
£1,377fees
Overall cost
3.4%APRC
Monthly cost
£646.69 for 24 months then £808.72 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Scotland, Wales
  • Aged 18 or older
  • 70 or younger at mortgage end
  • No County Court Judgements (CCJs)
  • No arrears
  • No defaults
  • No bankruptcies
  • No repossessions
  • Available for existing borrowers switching deals only
  • Up to 60% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 30/11/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £240,105 includes: Loan amount (£160,000); Interest (£78,728); Application fee (£995); Valuation fee (£352); Funds transfer fee (£30); Mortgage discharge fee (£0); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed until 30/11/2018
Initial rate
1.64%then 3.75% (variable)
Fees
£1,377fees
Overall cost
3.5%APRC
Monthly cost
£650.48 for 24 months then £809.07 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Scotland, Wales
  • Aged 18 or older
  • 70 or younger at mortgage end
  • No County Court Judgements (CCJs)
  • No arrears
  • No defaults
  • No bankruptcies
  • No repossessions
  • Up to 80% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 30/11/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £240,293 includes: Loan amount (£160,000); Interest (£78,916); Application fee (£995); Valuation fee (£352); Funds transfer fee (£30); Mortgage discharge fee (£0); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed until 30/11/2018
Initial rate
1.74%then 3.75% (variable)
Fees
£1,377fees
Overall cost
3.5%APRC
Monthly cost
£658.10 for 24 months then £809.77 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Scotland, Wales
  • Aged 18 or older
  • 70 or younger at mortgage end
  • No County Court Judgements (CCJs)
  • No arrears
  • No defaults
  • No bankruptcies
  • No repossessions
  • Up to 85% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 30/11/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £240,669 includes: Loan amount (£160,000); Interest (£79,292); Application fee (£995); Valuation fee (£352); Funds transfer fee (£30); Mortgage discharge fee (£0); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed until 30/11/2018
Initial rate
1.74%then 3.75% (variable)
Fees
£1,377fees
Overall cost
3.5%APRC
Monthly cost
£658.10 for 24 months then £809.77 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Scotland, Wales
  • Aged 18 or older
  • 70 or younger at mortgage end
  • No County Court Judgements (CCJs)
  • No arrears
  • No defaults
  • No bankruptcies
  • No repossessions
  • Up to 60% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 30/11/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £240,669 includes: Loan amount (£160,000); Interest (£79,292); Application fee (£995); Valuation fee (£352); Funds transfer fee (£30); Mortgage discharge fee (£0); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed until 30/11/2018
Initial rate
1.74%then 3.75% (variable)
Fees
£1,377fees
Overall cost
3.5%APRC
Monthly cost
£658.10 for 24 months then £809.77 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Scotland, Wales
  • Aged 18 or older
  • 70 or younger at mortgage end
  • No County Court Judgements (CCJs)
  • No arrears
  • No defaults
  • No bankruptcies
  • No repossessions
  • Up to 60% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 30/11/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £240,669 includes: Loan amount (£160,000); Interest (£79,292); Application fee (£995); Valuation fee (£352); Funds transfer fee (£30); Mortgage discharge fee (£0); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed until 30/11/2018
Initial rate
1.74%then 3.75% (variable)
Fees
£1,377fees
Overall cost
3.5%APRC
Monthly cost
£658.10 for 24 months then £809.77 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Scotland, Wales
  • Aged 18 or older
  • 70 or younger at mortgage end
  • No County Court Judgements (CCJs)
  • No arrears
  • No defaults
  • No bankruptcies
  • No repossessions
  • Available for existing borrowers switching deals only
  • Up to 60% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 30/11/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £240,669 includes: Loan amount (£160,000); Interest (£79,292); Application fee (£995); Valuation fee (£352); Funds transfer fee (£30); Mortgage discharge fee (£0); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Variable until 30/11/2018
Initial rate
1.79%then 3.75% (variable)
Fees
£1,377fees
Overall cost
3.5%APRC
Monthly cost
£661.93 for 24 months then £810.12 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Scotland, Wales
  • Aged 18 or older
  • 70 or younger at mortgage end
  • No County Court Judgements (CCJs)
  • No arrears
  • No defaults
  • No bankruptcies
  • No repossessions
  • Up to 70% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 30/11/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £240,857 includes: Loan amount (£160,000); Interest (£79,480); Application fee (£995); Valuation fee (£352); Funds transfer fee (£30); Mortgage discharge fee (£0); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Discounted until 30/11/2018
Initial rate
1.79%then 3.75% (variable)
Fees
£1,377fees
Overall cost
3.5%APRC
Monthly cost
£661.93 for 24 months then £810.12 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Scotland, Wales
  • Aged 18 or older
  • 70 or younger at mortgage end
  • No County Court Judgements (CCJs)
  • No arrears
  • No defaults
  • No bankruptcies
  • No repossessions
  • Up to 70% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 30/11/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £240,857 includes: Loan amount (£160,000); Interest (£79,480); Application fee (£995); Valuation fee (£352); Funds transfer fee (£30); Mortgage discharge fee (£0); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Variable until 30/11/2018
Initial rate
1.79%then 3.75% (variable)
Fees
£1,377fees
Overall cost
3.5%APRC
Monthly cost
£661.93 for 24 months then £810.12 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Scotland, Wales
  • Aged 18 or older
  • 70 or younger at mortgage end
  • No County Court Judgements (CCJs)
  • No arrears
  • No defaults
  • No bankruptcies
  • No repossessions
  • Available for existing borrowers switching deals only
  • Up to 70% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 30/11/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £240,857 includes: Loan amount (£160,000); Interest (£79,480); Application fee (£995); Valuation fee (£352); Funds transfer fee (£30); Mortgage discharge fee (£0); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Variable until 30/11/2018
Initial rate
1.82%then 3.75% (variable)
Fees
£1,377fees
Overall cost
3.5%APRC
Monthly cost
£664.23 for 24 months then £810.33 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Scotland, Wales
  • Aged 18 or older
  • 70 or younger at mortgage end
  • No County Court Judgements (CCJs)
  • No arrears
  • No defaults
  • No bankruptcies
  • No repossessions
  • Up to 75% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 30/11/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £240,970 includes: Loan amount (£160,000); Interest (£79,593); Application fee (£995); Valuation fee (£352); Funds transfer fee (£30); Mortgage discharge fee (£0); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Discounted until 30/11/2018
Initial rate
1.82%then 3.75% (variable)
Fees
£1,377fees
Overall cost
3.5%APRC
Monthly cost
£664.23 for 24 months then £810.33 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Scotland, Wales
  • Aged 18 or older
  • 70 or younger at mortgage end
  • No County Court Judgements (CCJs)
  • No arrears
  • No defaults
  • No bankruptcies
  • No repossessions
  • Up to 75% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 30/11/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £240,970 includes: Loan amount (£160,000); Interest (£79,593); Application fee (£995); Valuation fee (£352); Funds transfer fee (£30); Mortgage discharge fee (£0); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Variable until 30/11/2018
Initial rate
1.82%then 3.75% (variable)
Fees
£1,377fees
Overall cost
3.5%APRC
Monthly cost
£664.23 for 24 months then £810.33 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Scotland, Wales
  • Aged 18 or older
  • 70 or younger at mortgage end
  • No County Court Judgements (CCJs)
  • No arrears
  • No defaults
  • No bankruptcies
  • No repossessions
  • Available for existing borrowers switching deals only
  • Up to 75% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 30/11/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £240,970 includes: Loan amount (£160,000); Interest (£79,593); Application fee (£995); Valuation fee (£352); Funds transfer fee (£30); Mortgage discharge fee (£0); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed until 30/11/2018
Initial rate
1.85%then 3.75% (variable)
Fees
£382fees
Overall cost
3.5%APRC
Monthly cost
£666.54 for 24 months then £810.54 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Scotland, Wales
  • Aged 18 or older
  • 70 or younger at mortgage end
  • No County Court Judgements (CCJs)
  • No arrears
  • No defaults
  • No bankruptcies
  • No repossessions
  • Up to 60% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 30/11/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £240,087 includes: Loan amount (£160,000); Interest (£79,705); Valuation fee (£352); Funds transfer fee (£30); Mortgage discharge fee (£0); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed until 30/11/2019
Initial rate
1.88%then 3.75% (variable)
Fees
£1,377fees
Overall cost
3.3%APRC
Monthly cost
£668.86 for 36 months then £804.77 (variable)
for 264 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Scotland, Wales
  • Aged 18 or older
  • 70 or younger at mortgage end
  • No County Court Judgements (CCJs)
  • No arrears
  • No defaults
  • No bankruptcies
  • No repossessions
  • Up to 60% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 30/11/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £237,916 includes: Loan amount (£160,000); Interest (£76,539); Application fee (£995); Valuation fee (£352); Funds transfer fee (£30); Mortgage discharge fee (£0); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

About NatWest

National Westminster Bank plc, better known as NatWest, dates back to 1658 when the Smith’s Bank of Nottingham was founded. However, the modern version of NatWest didn’t come into being until 1970 when the National Provincial Bank and Westminster Bank merged to become National Westminster Bank Limited. From this point the bank grew rapidly, adding more services and acquiring more companies until in 2000, NatWest became part of the Royal Bank of Scotland Group in the biggest takeover in history.

Today NatWest is the largest retail bank in the UK. It has more than 1,500 branches across the UK and millions of customers in both the personal and business sectors.

NatWest offers a complete range of financial products and services, including current accounts, savings and investments, mortgages, insurance, loans and credit cards, travel services, and many more.

NatWest mortgages are designed to meet the needs of new and existing customers in the personal, private, business and international sectors. First time buyers, homeowners, and landlords are all catered for at the NatWest, with a range of products to choose from, including fixed rate, tracker rate, offset and buy to let mortgages.

Existing NatWest mortgage customers can apply for additional funds on their current mortgage account.

NatWest mortgages are only suitable for customers with good credit histories. NatWest mortgage applications can be made in-branch, over the telephone, or online. Applicants who are considering moving to NatWest from another lender should obtain an Agreement in Principle first.

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