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Platform

Platform is part of The Co-Operative Bank and provides mortgages from a network of intermediaries and mortgage brokers.

Compare mortgages

Reason for mortgage
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years
How would you like to repay?
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Rate type Initial rate Fees Overall cost
APRC

Overall costs for comparison. This is a way of comparing most costs including interest and fees.

Monthly cost
Rate type
Fixed until 31/01/2019
Initial rate
1.24%then 4.49% (variable)
Fees
£1,978fees
Overall cost
4.0%APRC
Monthly cost
£620.54 for 24 months then £866.36 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Scotland, Wales, Northern Ireland
  • Aged 18 or older
  • 75 or younger at mortgage end
  • No arrears
  • No bankruptcies
  • No repossessions
  • Up to 60% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 31/01/2017. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £255,985 includes: Loan amount (£160,000); Interest (£94,007); Booking fee (£90); Application fee (£1,499); Valuation fee (£229); Funds transfer fee (£0); Mortgage discharge fee (£106); Deeds release fee (£54); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed until 31/01/2019
Initial rate
1.29%then 4.49% (variable)
Fees
£1,978fees
Overall cost
4.0%APRC
Monthly cost
£624.23 for 24 months then £866.75 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Scotland, Wales, Northern Ireland
  • Aged 18 or older
  • 75 or younger at mortgage end
  • No arrears
  • No bankruptcies
  • No repossessions
  • Up to 70% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 31/01/2017. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £256,181 includes: Loan amount (£160,000); Interest (£94,203); Booking fee (£90); Application fee (£1,499); Valuation fee (£229); Funds transfer fee (£0); Mortgage discharge fee (£106); Deeds release fee (£54); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed until 31/01/2019
Initial rate
1.39%then 4.49% (variable)
Fees
£1,478fees
Overall cost
4.0%APRC
Monthly cost
£631.66 for 24 months then £867.52 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Scotland, Wales, Northern Ireland
  • Aged 18 or older
  • 75 or younger at mortgage end
  • No arrears
  • No bankruptcies
  • No repossessions
  • Up to 60% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 31/01/2017. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £256,073 includes: Loan amount (£160,000); Interest (£94,595); Booking fee (£90); Application fee (£999); Valuation fee (£229); Funds transfer fee (£0); Mortgage discharge fee (£106); Deeds release fee (£54); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Variable until 01/10/2018
Initial rate
1.39%then 4.49% (variable)
Fees
£1,478fees
Overall cost
4.0%APRC
Monthly cost
£631.66 for 24 months then £867.52 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Scotland, Wales, Northern Ireland
  • Aged 18 or older
  • 75 or younger at mortgage end
  • No arrears
  • No bankruptcies
  • No repossessions
  • Up to 60% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 01/10/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £256,073 includes: Loan amount (£160,000); Interest (£94,595); Booking fee (£90); Application fee (£999); Valuation fee (£229); Funds transfer fee (£0); Mortgage discharge fee (£106); Deeds release fee (£54); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed until 31/01/2019
Initial rate
1.39%then 4.49% (variable)
Fees
£1,978fees
Overall cost
4.0%APRC
Monthly cost
£631.66 for 24 months then £867.52 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Scotland, Wales, Northern Ireland
  • Aged 18 or older
  • 75 or younger at mortgage end
  • No arrears
  • No bankruptcies
  • No repossessions
  • Up to 75% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 31/01/2017. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £256,573 includes: Loan amount (£160,000); Interest (£94,595); Booking fee (£90); Application fee (£1,499); Valuation fee (£229); Funds transfer fee (£0); Mortgage discharge fee (£106); Deeds release fee (£54); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Variable until 01/10/2018
Initial rate
1.44%then 4.49% (variable)
Fees
£1,478fees
Overall cost
4.0%APRC
Monthly cost
£635.40 for 24 months then £867.90 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Scotland, Wales, Northern Ireland
  • Aged 18 or older
  • 75 or younger at mortgage end
  • No arrears
  • No bankruptcies
  • No repossessions
  • Up to 70% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 01/10/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £256,269 includes: Loan amount (£160,000); Interest (£94,791); Booking fee (£90); Application fee (£999); Valuation fee (£229); Funds transfer fee (£0); Mortgage discharge fee (£106); Deeds release fee (£54); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed until 31/01/2019
Initial rate
1.44%then 4.49% (variable)
Fees
£1,478fees
Overall cost
4.0%APRC
Monthly cost
£635.40 for 24 months then £867.90 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Scotland, Wales, Northern Ireland
  • Aged 18 or older
  • 75 or younger at mortgage end
  • No arrears
  • No bankruptcies
  • No repossessions
  • Up to 70% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 31/01/2017. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £256,269 includes: Loan amount (£160,000); Interest (£94,791); Booking fee (£90); Application fee (£999); Valuation fee (£229); Funds transfer fee (£0); Mortgage discharge fee (£106); Deeds release fee (£54); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed until 31/01/2019
Initial rate
1.49%then 4.49% (variable)
Fees
£1,978fees
Overall cost
4.0%APRC
Monthly cost
£639.15 for 24 months then £868.29 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Scotland, Wales, Northern Ireland
  • Aged 18 or older
  • 75 or younger at mortgage end
  • No arrears
  • No bankruptcies
  • No repossessions
  • Up to 80% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 31/01/2017. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £256,965 includes: Loan amount (£160,000); Interest (£94,987); Booking fee (£90); Application fee (£1,499); Valuation fee (£229); Funds transfer fee (£0); Mortgage discharge fee (£106); Deeds release fee (£54); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Variable until 01/10/2018
Initial rate
1.49%then 4.49% (variable)
Fees
£1,478fees
Overall cost
4.0%APRC
Monthly cost
£639.15 for 24 months then £868.29 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Scotland, Wales, Northern Ireland
  • Aged 18 or older
  • 75 or younger at mortgage end
  • No arrears
  • No bankruptcies
  • No repossessions
  • Up to 75% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 01/10/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £256,465 includes: Loan amount (£160,000); Interest (£94,987); Booking fee (£90); Application fee (£999); Valuation fee (£229); Funds transfer fee (£0); Mortgage discharge fee (£106); Deeds release fee (£54); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed until 31/01/2019
Initial rate
1.54%then 4.49% (variable)
Fees
£1,478fees
Overall cost
4.1%APRC
Monthly cost
£642.91 for 24 months then £868.67 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Scotland, Wales, Northern Ireland
  • Aged 18 or older
  • 75 or younger at mortgage end
  • No arrears
  • No bankruptcies
  • No repossessions
  • Up to 75% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 31/01/2017. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £256,660 includes: Loan amount (£160,000); Interest (£95,182); Booking fee (£90); Application fee (£999); Valuation fee (£229); Funds transfer fee (£0); Mortgage discharge fee (£106); Deeds release fee (£54); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed until 31/01/2019
Initial rate
1.54%then 4.49% (variable)
Fees
£1,978fees
Overall cost
4.1%APRC
Monthly cost
£642.91 for 24 months then £868.67 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Scotland, Wales, Northern Ireland
  • Aged 18 or older
  • 75 or younger at mortgage end
  • No arrears
  • No bankruptcies
  • No repossessions
  • Up to 85% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 31/01/2017. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £257,160 includes: Loan amount (£160,000); Interest (£95,182); Booking fee (£90); Application fee (£1,499); Valuation fee (£229); Funds transfer fee (£0); Mortgage discharge fee (£106); Deeds release fee (£54); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed until 31/01/2019
Initial rate
1.59%then 4.49% (variable)
Fees
£688fees
Overall cost
4.1%APRC
Monthly cost
£646.69 for 24 months then £869.05 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Scotland, Wales, Northern Ireland
  • Aged 18 or older
  • 75 or younger at mortgage end
  • No arrears
  • No bankruptcies
  • No repossessions
  • Up to 60% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 31/01/2017. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £256,066 includes: Loan amount (£160,000); Interest (£95,378); Application fee (£299); Valuation fee (£229); Funds transfer fee (£0); Mortgage discharge fee (£106); Deeds release fee (£54); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed until 31/01/2019
Initial rate
1.64%then 4.49% (variable)
Fees
£688fees
Overall cost
4.1%APRC
Monthly cost
£650.48 for 24 months then £869.43 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Scotland, Wales, Northern Ireland
  • Aged 18 or older
  • 75 or younger at mortgage end
  • No arrears
  • No bankruptcies
  • No repossessions
  • Up to 70% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 31/01/2017. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £256,261 includes: Loan amount (£160,000); Interest (£95,573); Application fee (£299); Valuation fee (£229); Funds transfer fee (£0); Mortgage discharge fee (£106); Deeds release fee (£54); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed until 31/01/2019
Initial rate
1.64%then 4.49% (variable)
Fees
£1,478fees
Overall cost
4.1%APRC
Monthly cost
£650.48 for 24 months then £869.43 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Scotland, Wales, Northern Ireland
  • Aged 18 or older
  • 75 or younger at mortgage end
  • No arrears
  • No bankruptcies
  • No repossessions
  • Up to 80% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 31/01/2017. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £257,051 includes: Loan amount (£160,000); Interest (£95,573); Booking fee (£90); Application fee (£999); Valuation fee (£229); Funds transfer fee (£0); Mortgage discharge fee (£106); Deeds release fee (£54); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Variable until 01/10/2018
Initial rate
1.64%then 4.49% (variable)
Fees
£1,478fees
Overall cost
4.1%APRC
Monthly cost
£650.48 for 24 months then £869.43 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Scotland, Wales, Northern Ireland
  • Aged 18 or older
  • 75 or younger at mortgage end
  • No arrears
  • No bankruptcies
  • No repossessions
  • Up to 80% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 01/10/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £257,051 includes: Loan amount (£160,000); Interest (£95,573); Booking fee (£90); Application fee (£999); Valuation fee (£229); Funds transfer fee (£0); Mortgage discharge fee (£106); Deeds release fee (£54); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Variable until 01/10/2018
Initial rate
1.64%then 4.75% (variable)
Fees
£2,478fees
Overall cost
4.3%APRC
Monthly cost
£650.48 for 24 months then £891.19 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Scotland, Wales
  • Aged 25 or older
  • 75 or younger at mortgage end
  • No County Court Judgements (CCJs)
  • No arrears
  • No bankruptcies
  • No repossessions
  • Up to 60% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 01/10/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £264,058 includes: Loan amount (£160,000); Interest (£101,580); Booking fee (£90); Application fee (£1,999); Valuation fee (£229); Funds transfer fee (£0); Mortgage discharge fee (£106); Deeds release fee (£54); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed until 31/01/2020
Initial rate
1.69%then 4.49% (variable)
Fees
£1,978fees
Overall cost
3.9%APRC
Monthly cost
£654.28 for 36 months then £860.46 (variable)
for 264 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Scotland, Wales, Northern Ireland
  • Aged 18 or older
  • 75 or younger at mortgage end
  • No arrears
  • No bankruptcies
  • No repossessions
  • Up to 60% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 31/01/2017. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £252,695 includes: Loan amount (£160,000); Interest (£90,717); Booking fee (£90); Application fee (£1,499); Valuation fee (£229); Funds transfer fee (£0); Mortgage discharge fee (£106); Deeds release fee (£54); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed until 31/01/2019
Initial rate
1.69%then 4.49% (variable)
Fees
£1,478fees
Overall cost
4.1%APRC
Monthly cost
£654.28 for 24 months then £869.80 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Scotland, Wales, Northern Ireland
  • Aged 18 or older
  • 75 or younger at mortgage end
  • No arrears
  • No bankruptcies
  • No repossessions
  • Up to 85% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 31/01/2017. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £257,246 includes: Loan amount (£160,000); Interest (£95,768); Booking fee (£90); Application fee (£999); Valuation fee (£229); Funds transfer fee (£0); Mortgage discharge fee (£106); Deeds release fee (£54); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed until 31/01/2019
Initial rate
1.74%then 4.49% (variable)
Fees
£389fees
Overall cost
4.1%APRC
Monthly cost
£658.10 for 24 months then £870.18 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Scotland, Wales, Northern Ireland
  • Aged 18 or older
  • 75 or younger at mortgage end
  • No arrears
  • No bankruptcies
  • No repossessions
  • Up to 60% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 31/01/2017. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £256,352 includes: Loan amount (£160,000); Interest (£95,963); Valuation fee (£229); Funds transfer fee (£0); Mortgage discharge fee (£106); Deeds release fee (£54); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed until 31/01/2019
Initial rate
1.74%then 4.49% (variable)
Fees
£688fees
Overall cost
4.1%APRC
Monthly cost
£658.10 for 24 months then £870.18 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Scotland, Wales, Northern Ireland
  • Aged 18 or older
  • 75 or younger at mortgage end
  • No arrears
  • No bankruptcies
  • No repossessions
  • Up to 75% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 31/01/2017. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £256,651 includes: Loan amount (£160,000); Interest (£95,963); Application fee (£299); Valuation fee (£229); Funds transfer fee (£0); Mortgage discharge fee (£106); Deeds release fee (£54); Fees are assumed to be paid up front and not included in the amount borrowed.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

About Platform

Platform is part of The Co-Operative Bank. Platform does not deal with members of the general public. Instead, it provides mortgages via a network of intermediaries and mortgage brokers. Platform only does business with intermediaries who hold a Consumer Credit Licence. Brokers and other intermediaries must be authorised by the Financial Conduct Authority.

There is a wide selection of Platform mortgages on offer via selected intermediaries. Platform provides mortgage products for mainstream borrowers. These include first time buyers and customers wishing to move home, customers looking to re-mortgage on a more competitive deal, and those who would like to borrow more money. First time buyers must have been employed for at least six months.

Platform mortgage products vary at any given time, but they usually have a good choice of fixed rate and tracker deals on offer.

Funds from a re-mortgage can be used for home improvements, capital raising and debt consolidation, but the maximum loan to value will lessen depending on the purpose of the mortgage.

Some Platform mortgage deals qualify for free arrangement fees, free legal advice and a free valuation. However, conditions will apply.

Customers with a history of adverse credit, including CCJs, mortgage arrears, bankruptcy or IVAs will not be considered for a mortgage with Platform. Payment defaults in excess of £100 in the previous six years will also negatively impact on a mortgage application.

Mortgage terms up to 40 years are allowed, but customers can be no older than 75 years at completion of the loan.

The maximum amount that Platform will lend is £1 million. Applicants must be at least 18 years and UK or EU nationals. Non-UK and EU nationals must provide proof of residency.

uSwitch is authorised and regulated by the Financial Conduct Authority (FSA FRN 312850) to provide this mortgage comparison service

uSwitch services are provided at no cost to you, but we may receive a commission from the companies we refer you to.