Skip to main content
Menu

Vernon Building Society

Vernon Building Society is a small mutual society based in Stockport, which has been serving the Greater Manchester area since 1924. It is a member of the Building Societies Association.

Compare mortgages

Reason for mortgage
£
£
years
How would you like to repay?
Loading
Rate type Initial rate Fees Overall cost
APRC

Overall costs for comparison. This is a way of comparing most costs including interest and fees.

Monthly cost
Rate type
Discounted 08/12/2019
Initial rate
1.85%then 4.7% (variable)
Fees
£1,204fees
Overall cost
4.0%APRC
Monthly cost
£666.54 for 36 months then £879.04 (variable)
for 264 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England
  • Aged 18 or older
  • No County Court Judgements (CCJs)
  • No arrears
  • No defaults
  • No bankruptcies
  • No repossessions
  • Up to 80.0% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 08/12/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £257,267 includes: Loan amount (£160,000); Interest (£96,063); Application fee (£499); Valuation fee (£310); Legal fee (£250); Funds transfer fee (£15); Mortgage discharge fee (£100); Deeds release fee (£30); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Discounted 08/12/2019
Initial rate
1.85%then 4.7% (variable)
Fees
£1,204fees
Overall cost
4.0%APRC
Monthly cost
£666.54 for 36 months then £879.04 (variable)
for 264 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England
  • Aged 18 or older
  • No County Court Judgements (CCJs)
  • No arrears
  • No defaults
  • No bankruptcies
  • No repossessions
  • Up to 80.0% loan-to-value (LTV) available.
  • Eligible for first-time buyers, home movers.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 08/12/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £257,267 includes: Loan amount (£160,000); Interest (£96,063); Application fee (£499); Valuation fee (£310); Legal fee (£250); Funds transfer fee (£15); Mortgage discharge fee (£100); Deeds release fee (£30); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Discounted 08/12/2019
Initial rate
3.0%then 4.7% (variable)
Fees
£1,204fees
Overall cost
4.3%APRC
Monthly cost
£758.74 for 36 months then £891.42 (variable)
for 264 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England
  • Aged 18 or older
  • No County Court Judgements (CCJs)
  • No arrears
  • No defaults
  • No bankruptcies
  • No repossessions
  • Up to 90.0% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 08/12/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £263,854 includes: Loan amount (£160,000); Interest (£102,650); Application fee (£499); Valuation fee (£310); Legal fee (£250); Funds transfer fee (£15); Mortgage discharge fee (£100); Deeds release fee (£30); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Discounted 08/12/2019
Initial rate
3.0%then 4.7% (variable)
Fees
£1,204fees
Overall cost
4.3%APRC
Monthly cost
£758.74 for 36 months then £891.42 (variable)
for 264 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England
  • Aged 18 or older
  • No County Court Judgements (CCJs)
  • No arrears
  • No defaults
  • No bankruptcies
  • No repossessions
  • Up to 90.0% loan-to-value (LTV) available.
  • Eligible for first-time buyers, home movers.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 08/12/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £263,854 includes: Loan amount (£160,000); Interest (£102,650); Application fee (£499); Valuation fee (£310); Legal fee (£250); Funds transfer fee (£15); Mortgage discharge fee (£100); Deeds release fee (£30); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Discounted 08/12/2019
Initial rate
3.7%then 4.7% (variable)
Fees
£705fees
Overall cost
4.5%APRC
Monthly cost
£818.26 for 36 months then £898.39 (variable)
for 264 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England
  • Aged 18 or older
  • No County Court Judgements (CCJs)
  • No arrears
  • No defaults
  • No bankruptcies
  • No repossessions
  • Up to 80.0% loan-to-value (LTV) available.
  • Eligible for first-time buyers, home movers.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 08/12/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £267,337 includes: Loan amount (£160,000); Interest (£106,632); Valuation fee (£310); Legal fee (£250); Funds transfer fee (£15); Mortgage discharge fee (£100); Deeds release fee (£30); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Discounted 08/12/2019
Initial rate
3.95%then 4.7% (variable)
Fees
£705fees
Overall cost
4.6%APRC
Monthly cost
£840.13 for 36 months then £900.77 (variable)
for 264 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England
  • Aged 18 or older
  • No County Court Judgements (CCJs)
  • No arrears
  • No defaults
  • No bankruptcies
  • No repossessions
  • Up to 70.0% loan-to-value (LTV) available.
  • Eligible for first-time buyers, home movers, buy to let.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 08/12/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £268,753 includes: Loan amount (£160,000); Interest (£108,048); Application fee (£0); Valuation fee (£310); Legal fee (£250); Funds transfer fee (£15); Mortgage discharge fee (£100); Deeds release fee (£30); Fees are assumed to be paid up front and not included in the amount borrowed.
Show more

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

About Vernon Building Society

If you are looking for a good value UK mortgage, you have a lot of options when it comes to a provider. Many people prefer to take mortgages with building societies, rather than high street banks or online only lenders, because they often offer very good deals, and as mutual organisations use their profits for the benefit of their members and customers. 

Small, local building societies can also be a good choice because they tend to have plenty of time for their customers, giving you good customer service and a more personal relationship with your mortgage provider.

Vernon Building Society offers a vast range of mortgages to suit first-time buyers who want an affordable way to get onto the property ladder, and those looking for a remortgage because they are moving house or want to switch providers. In addition, they offer buy-to-let mortgages for first-time and existing landlords, and also have a commercial mortgage department.

The Vernon Building Society can offer different term fixed rate and discount mortgages, as well as an offset mortgage package, where your savings and current account balance can be offset against your mortgage so you pay less interest when you are in the black. 

They also provide special mortgages aimed at getting first time buyers into their first owned homes. 

Vernon Building Society have full online banking facilities that let you manage your account from home or on your mobile devices, as well as the ability to contact customer support or in branch staff by phone.

As well as having a very comprehensive range of mortgage products, the Vernon Building Society can also provide other services. Their savings options include cash ISAs, easy-access savings accounts, limited access savings accounts, and young saver accounts. 

They also provide income protection, family protection and buildings and contents insurance, as well as financial planning.

uSwitch is authorised and regulated by the Financial Conduct Authority (FSA FRN 312850) to provide this mortgage comparison service

uSwitch services are provided at no cost to you, but we may receive a commission from the companies we refer you to.