Skip to main content
Menu

Yorkshire Building Society

Yorkshire Building Society has branches all over the UK, and also offers full online banking facilities and telephone support.

Compare mortgages

Reason for mortgage
£
£
years
How would you like to repay?
Loading
Rate type Initial rate Fees Overall cost
APRC

Overall costs for comparison. This is a way of comparing most costs including interest and fees.

Monthly cost
Rate type
Fixed until 31/10/2018
Initial rate
1.19%then 4.74% (variable)
Fees
£1,952fees
Overall cost
4.2%APRC
Monthly cost
£616.86 for 24 months then £886.80 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Scotland, Wales
  • Aged 18 or older
  • 75 or younger at mortgage end
  • No repossessions
  • Up to 65% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 31/10/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £261,514 includes: Loan amount (£160,000); Interest (£99,562); Booking fee (£130); Application fee (£1,345); Valuation fee (£270); Legal fee (£117); Funds transfer fee (£0); Mortgage discharge fee (£90); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed until 31/10/2018
Initial rate
1.28%then 4.74% (variable)
Fees
£1,952fees
Overall cost
4.2%APRC
Monthly cost
£623.49 for 24 months then £887.52 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Scotland, Wales
  • Aged 18 or older
  • 75 or younger at mortgage end
  • No repossessions
  • Up to 75% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 31/10/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £261,872 includes: Loan amount (£160,000); Interest (£99,920); Booking fee (£130); Application fee (£1,345); Valuation fee (£270); Legal fee (£117); Funds transfer fee (£0); Mortgage discharge fee (£90); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed until 31/10/2018
Initial rate
1.39%then 4.74% (variable)
Fees
£1,952fees
Overall cost
4.2%APRC
Monthly cost
£631.66 for 24 months then £888.39 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Scotland, Wales
  • Aged 18 or older
  • 75 or younger at mortgage end
  • No repossessions
  • Up to 65% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 31/10/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £262,309 includes: Loan amount (£160,000); Interest (£100,357); Booking fee (£130); Application fee (£1,345); Valuation fee (£270); Legal fee (£117); Funds transfer fee (£0); Mortgage discharge fee (£90); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed until 31/12/2018
Initial rate
1.39%then 4.74% (variable)
Fees
£1,602fees
Overall cost
4.2%APRC
Monthly cost
£631.66 for 24 months then £888.39 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Scotland, Wales
  • Aged 18 or older
  • 75 or younger at mortgage end
  • No repossessions
  • Available for existing borrowers switching deals only
  • Up to 65% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 31/12/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £261,959 includes: Loan amount (£160,000); Interest (£100,357); Booking fee (£130); Application fee (£995); Valuation fee (£270); Legal fee (£117); Funds transfer fee (£0); Mortgage discharge fee (£90); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed until 31/10/2018
Initial rate
1.48%then 4.74% (variable)
Fees
£1,952fees
Overall cost
4.3%APRC
Monthly cost
£638.40 for 24 months then £889.10 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Scotland, Wales
  • Aged 18 or older
  • 75 or younger at mortgage end
  • No repossessions
  • Up to 75% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 31/10/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £262,666 includes: Loan amount (£160,000); Interest (£100,714); Booking fee (£130); Application fee (£1,345); Valuation fee (£270); Legal fee (£117); Funds transfer fee (£0); Mortgage discharge fee (£90); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed until 31/10/2018
Initial rate
1.53%then 4.74% (variable)
Fees
£1,452fees
Overall cost
4.3%APRC
Monthly cost
£642.16 for 24 months then £889.49 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Scotland, Wales
  • Aged 18 or older
  • 75 or younger at mortgage end
  • No repossessions
  • Up to 85% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 31/10/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £262,364 includes: Loan amount (£160,000); Interest (£100,912); Booking fee (£130); Application fee (£845); Valuation fee (£270); Legal fee (£117); Funds transfer fee (£0); Mortgage discharge fee (£90); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed until 31/12/2018
Initial rate
1.59%then 4.74% (variable)
Fees
£1,602fees
Overall cost
4.3%APRC
Monthly cost
£646.69 for 24 months then £889.96 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Scotland, Wales
  • Aged 18 or older
  • 75 or younger at mortgage end
  • No repossessions
  • Available for existing borrowers switching deals only
  • Up to 75% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 31/12/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £262,752 includes: Loan amount (£160,000); Interest (£101,150); Booking fee (£130); Application fee (£995); Valuation fee (£270); Legal fee (£117); Funds transfer fee (£0); Mortgage discharge fee (£90); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed until 31/12/2018
Initial rate
1.69%then 4.74% (variable)
Fees
£607fees
Overall cost
4.3%APRC
Monthly cost
£654.28 for 24 months then £890.73 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Scotland, Wales
  • Aged 18 or older
  • 75 or younger at mortgage end
  • No repossessions
  • Available for existing borrowers switching deals only
  • Up to 65% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 31/12/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £262,152 includes: Loan amount (£160,000); Interest (£101,545); Booking fee (£130); Valuation fee (£270); Legal fee (£117); Funds transfer fee (£0); Mortgage discharge fee (£90); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed until 31/10/2018
Initial rate
1.69%then 4.74% (variable)
Fees
£477fees
Overall cost
4.3%APRC
Monthly cost
£654.28 for 24 months then £890.73 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Scotland, Wales
  • Aged 18 or older
  • 75 or younger at mortgage end
  • No repossessions
  • Up to 65% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 31/10/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £262,022 includes: Loan amount (£160,000); Interest (£101,545); Valuation fee (£270); Legal fee (£117); Funds transfer fee (£0); Mortgage discharge fee (£90); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed until 31/12/2018
Initial rate
1.69%then 4.74% (variable)
Fees
£1,602fees
Overall cost
4.3%APRC
Monthly cost
£654.28 for 24 months then £890.73 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Scotland, Wales
  • Aged 18 or older
  • 75 or younger at mortgage end
  • No repossessions
  • Available for existing borrowers switching deals only
  • Up to 65% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 31/12/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £263,147 includes: Loan amount (£160,000); Interest (£101,545); Booking fee (£130); Application fee (£995); Valuation fee (£270); Legal fee (£117); Funds transfer fee (£0); Mortgage discharge fee (£90); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed until 31/10/2018
Initial rate
1.73%then 4.74% (variable)
Fees
£1,452fees
Overall cost
4.3%APRC
Monthly cost
£657.33 for 24 months then £891.04 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Scotland, Wales
  • Aged 18 or older
  • 75 or younger at mortgage end
  • No repossessions
  • Up to 85% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 31/10/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £263,155 includes: Loan amount (£160,000); Interest (£101,703); Booking fee (£130); Application fee (£845); Valuation fee (£270); Legal fee (£117); Funds transfer fee (£0); Mortgage discharge fee (£90); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed until 31/10/2019
Initial rate
1.74%then 4.74% (variable)
Fees
£1,452fees
Overall cost
4.1%APRC
Monthly cost
£658.10 for 36 months then £881.01 (variable)
for 264 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Scotland, Wales
  • Aged 18 or older
  • 75 or younger at mortgage end
  • No repossessions
  • Up to 65% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 31/10/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £257,730 includes: Loan amount (£160,000); Interest (£96,278); Booking fee (£130); Application fee (£845); Valuation fee (£270); Legal fee (£117); Funds transfer fee (£0); Mortgage discharge fee (£90); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed until 31/10/2018
Initial rate
1.74%then 4.74% (variable)
Fees
£477fees
Overall cost
4.3%APRC
Monthly cost
£658.10 for 24 months then £891.12 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Scotland, Wales
  • Aged 18 or older
  • 75 or younger at mortgage end
  • No repossessions
  • Up to 75% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 31/10/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £262,220 includes: Loan amount (£160,000); Interest (£101,743); Valuation fee (£270); Legal fee (£117); Funds transfer fee (£0); Mortgage discharge fee (£90); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed until 31/12/2018
Initial rate
1.79%then 4.74% (variable)
Fees
£607fees
Overall cost
4.3%APRC
Monthly cost
£661.93 for 24 months then £891.50 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Scotland, Wales
  • Aged 18 or older
  • 75 or younger at mortgage end
  • No repossessions
  • Available for existing borrowers switching deals only
  • Up to 65% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 31/12/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £262,547 includes: Loan amount (£160,000); Interest (£101,940); Booking fee (£130); Valuation fee (£270); Legal fee (£117); Funds transfer fee (£0); Mortgage discharge fee (£90); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed until 31/12/2018
Initial rate
1.79%then 4.74% (variable)
Fees
£607fees
Overall cost
4.3%APRC
Monthly cost
£661.93 for 24 months then £891.50 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Scotland, Wales
  • Aged 18 or older
  • 75 or younger at mortgage end
  • No repossessions
  • Available for existing borrowers switching deals only
  • Up to 75% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 31/12/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £262,547 includes: Loan amount (£160,000); Interest (£101,940); Booking fee (£130); Valuation fee (£270); Legal fee (£117); Funds transfer fee (£0); Mortgage discharge fee (£90); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed until 31/12/2018
Initial rate
1.79%then 4.74% (variable)
Fees
£607fees
Overall cost
4.3%APRC
Monthly cost
£661.93 for 24 months then £891.50 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Scotland, Wales
  • Aged 18 or older
  • 75 or younger at mortgage end
  • No repossessions
  • Available for existing borrowers switching deals only
  • Up to 75% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 31/12/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £262,547 includes: Loan amount (£160,000); Interest (£101,940); Booking fee (£130); Valuation fee (£270); Legal fee (£117); Funds transfer fee (£0); Mortgage discharge fee (£90); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed until 31/10/2019
Initial rate
1.88%then 4.74% (variable)
Fees
£1,452fees
Overall cost
4.1%APRC
Monthly cost
£668.86 for 36 months then £882.60 (variable)
for 264 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Scotland, Wales
  • Aged 18 or older
  • 75 or younger at mortgage end
  • No repossessions
  • Up to 75% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 31/10/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £258,537 includes: Loan amount (£160,000); Interest (£97,085); Booking fee (£130); Application fee (£845); Valuation fee (£270); Legal fee (£117); Funds transfer fee (£0); Mortgage discharge fee (£90); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed until 31/12/2018
Initial rate
1.89%then 4.74% (variable)
Fees
£607fees
Overall cost
4.3%APRC
Monthly cost
£669.63 for 24 months then £892.26 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Scotland, Wales
  • Aged 18 or older
  • 75 or younger at mortgage end
  • No repossessions
  • Available for existing borrowers switching deals only
  • Up to 75% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 31/12/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £262,942 includes: Loan amount (£160,000); Interest (£102,335); Booking fee (£130); Valuation fee (£270); Legal fee (£117); Funds transfer fee (£0); Mortgage discharge fee (£90); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed until 31/12/2018
Initial rate
1.89%then 4.74% (variable)
Fees
£1,602fees
Overall cost
4.3%APRC
Monthly cost
£669.63 for 24 months then £892.26 (variable)
for 276 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Scotland, Wales
  • Aged 18 or older
  • 75 or younger at mortgage end
  • No repossessions
  • Available for existing borrowers switching deals only
  • Up to 75% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 31/12/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £263,937 includes: Loan amount (£160,000); Interest (£102,335); Booking fee (£130); Application fee (£995); Valuation fee (£270); Legal fee (£117); Funds transfer fee (£0); Mortgage discharge fee (£90); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
Rate type
Fixed until 31/10/2019
Initial rate
1.94%then 4.74% (variable)
Fees
£1,452fees
Overall cost
4.1%APRC
Monthly cost
£673.50 for 36 months then £883.28 (variable)
for 264 months
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Scotland, Wales
  • Aged 18 or older
  • 75 or younger at mortgage end
  • No repossessions
  • Up to 65% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Assumed application completion date of 31/10/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £258,883 includes: Loan amount (£160,000); Interest (£97,431); Booking fee (£130); Application fee (£845); Valuation fee (£270); Legal fee (£117); Funds transfer fee (£0); Mortgage discharge fee (£90); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

About Yorkshire Building Society

If you are looking for a mortgage, an appealing option for many people is to go with a building society. Building societies, being mutualised, are structured to use their profits both to invest in a way that keeps them secure and stable, and to benefit their customers. 

Building societies also tend to have a reputation for a friendly and more personal service than major banks, and this personal touch can be important when you are considering something as important as your mortgage.

Of course, the backing of a larger organisation can also be an appealing factor when choosing a mortgage provider. As the UK's largest building society, Yorkshire Building Society can offer many of the benefits of a bank, such as lots of branches and financial security, as well as the advantages of dealing with a building society.

Founded in 1864, the Yorkshire Building Society has a long history of providing financial services and mortgages. Today, they offer a wide range of mortgage products, as well as tax-free and instant-access savings accounts, life insurance, and financial advice. 

The Yorkshire Building Society Group also includes other financial services brands including Chelsea Building Society, Norwich and Peterborough Building Society and Egg Banking.

Yorkshire Building Society's range of mortgages includes fixed rate, offset and tracker mortgages, meaning that whatever your preference in terms of how your interest is worked out, they will have a package to fit. 

With a fixed rate mortgage your interest rates are fixed for a period of two years. Tracker mortgages change the rate of interest according to Bank of England baselines. An offset mortgage is an alternative where you can offset your mortgage against savings and pay interest only on the balance remaining. 

These options are all suitable for different people and so it is best to research, do some calculations and choose carefully which is best for you.

Yorkshire Building Society also offers 95% mortgages to those who qualify, which can be a very good option for first time buyers who are trying to raise a deposit to buy a home and get on the property ladder. While a 95% mortgage will always mean higher repayments as the mortgage value will be higher, it can also allow you to start considering buying a home without years of saving.

uSwitch is authorised and regulated by the Financial Conduct Authority (FSA FRN 312850) to provide this mortgage comparison service

uSwitch services are provided at no cost to you, but we may receive a commission from the companies we refer you to.